COACH HOLIDAY TRAVEL INSURANCE
Because we believe it is important for you to be adequately insured. For
your protection and peace of mind, all clients who travel on our holidays
are insured under a Special Coach Holiday Travel Insurance Scheme with AXA
Insurance (UK) plc who are authorised and regulated by the Financial Services
Authority.
We have summarised details of the insurance cover provided which also includes
INTERNATIONAL MEDICAL RESCUE - 24-hour emergency service. Full details of
Cover, Policy Warranties and Exclusions will be forwarded with your confirmation
of booking. In any event you may ask for a specimen copy of the Policy Wording
before booking should you wish to examine this in advance.
POLICY EXCESS
Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit for holidays
up to and including 3 days NIL. For holidays over 3 days Loss of Deposit
excess £10.00 each and every loss. For holidays over 3 days excess £35.00
each and every loss for Cancellation, Curtailment and Holiday Abandonment.
Medical and Other Expenses, Personal Property and Money excess £30.00 each
and every incident per Insured Person.
CONDITIONS
It is a condition that at the time of taking out this Policy you must comply
with each of the following:
- You are not aware of any reason why the trip should be cancelled or
cut short (curtailed)
- You are not receiving or awaiting treatment for an illness or injury
as a hospital in-patient (as any claim arising from this injury
or treatment will not be covered)
- You are not travelling
(a) Against the advice of a Medical Practitioner
(b) For the purpose
of obtaining medical treatment or
(c) If you have been given a terminal
prognosis
- If you have received medical treatment as a hospital in-patient or
out-patient, during the six months prior to the booking of the
trip, you must obtain medical advice from a Medical Practitioner at your
cost confirming
that you will be fit enough to take the trip
- If you are undergoing medical treatment as a hospital out-patient at
the date that the final cost of the trip is due to be paid a "Certificate
of Fitness" confirming your ability to travel must be obtained by you
at your cost
- If you are on medication at the time of travel your medical condition
is stable/well controlled
The Policy contains the following General Exclusions:
YOU ARE NOT COVERED for anything caused directly or indirectly by you suffering
from stress, anxiety or depression unless it has been investigated and diagnosed
as such by a Consultant specialising in the relevant field, who must confirm
in writing at your cost that you are fit enough to take this trip
You must notify the issuer of this Policy immediately of any of the conditions
listed above arising between the date the policy is issued and the time of
departure of the trip.
COOLING OFF PERIOD
You should read your policy immediately to ensure it meets with your requirements.
If for any reason it does not it must be returned to the issuer of the policy
within 14 days of the date of issue or prior to travel which ever is the
sooner.. Your money will be refunded in full, provided no claims have been
made or incident likely to give rise to a claim has arisen. If you cancel
your policy after 14 days no refund will be given.
| Our travel insurance covers you for the following: |
| Cancellation |
Up to £3,500 |
| Missed Departure / Travel Delay |
£600 / £60 |
| Personal Accident |
£15,000 |
| Medical & other Expenses including Curtailment |
£2,000,000 |
| Medical Inconvenience Benefit |
£450 (£15 per day) |
| Personal Property / Loss of Passport |
£1,500 / £200 |
| Delayed Baggage |
£100 |
| Legal Expenses |
£10,000 |
| 14 day Refund |
Insurance Premium |
| An excess of £40 applies to some sections of cover. |
This is a summary of cover only. Full details of the policy terms and
conditions are set out in the Certificate of Insurance, which will be sent
with your Holiday Confirmation Invoice
|